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Wedding costs: who pays for what?

Karen Nesbitt

It is widely known that there is a traditional structure to the payment of wedding costs. Similar to the days when a bride's family would offer the groom a monetary dowry, the most common tradition is that the bride's family pays for the wedding.

 

 Over the years, the financial responsibility of the "Father of the Bride" has morphed into the financial responsibility of whomever it is that can afford to pay for the wedding. Consider the different approaches below, with regards to the divvying up of costs. This may assist you in determining a scenario that best suits your wedding and everyone's wallets.

 

 Traditional

The most common scenario is that the bride's parents pay for the ceremony and reception, the groom's family pays for the rehearsal dinner, and the couple pays for their honeymoon. Over the years, it has become more common for the groom's family to share in the costs of the ceremony and reception, since they are usually a much more significant expense than the rehearsal dinner.

 

 Sometimes, the bride's - and maybe even the groom's - parents have established a wedding fund for their child that they have contributed to over the years. In this case, it's not a matter of the child asking them to pay, it's simply understood that if the child gets married, the wedding fund will be used to cover or contribute to the cost of the wedding. It is, also, not uncommon for grandparents to have a pre-determined amount of money, at their disposal, for the possible betrothal of their grandchild.



 Here is a detailed breakdown of the traditional "who pays for what:"



  • Bride's family
  • Engagement party
  • Wedding announcements, invitations, and postage
  • Wedding coordinator/consultant
  • Bridesmaid luncheon or party
  • Bride's wedding attire
  • Their own wedding attire
  • Photos and videos
  • Flowers
  • Fees for ceremony site and musicians
  • Ceremony accessories such as programs, guest book, aisle runners, canopies, chairs, trellis, ring pillow, unity candle, rose petals for the aisle, bird seed to shower the couple with as they exit the ceremony and/or reception sites
  • Transportation for the bridal party to the ceremony and reception
  • All reception costs
  • A gift to the couple

 

Groom's family

  • Rehearsal dinner
  • Their own wedding attire
  • Their own travel costs and accommodations
  • After-wedding brunch
  • Gift to the couple

 

Bride

  • Gift for the groom
  • Groom's wedding ring
  • Her own hair and make-up
  • Accommodations for her out of town attendants, if financially feasible
  • Gifts for her attendants
  • Personal stationary and thank you notes

 

Groom

  • Bride's engagement and wedding rings
  • Gift for the bride
  • His own wedding attire
  • Marriage license and other legal fees
  • Officiant fee
  • Accommodations for his out of town attendants
  • Honeymoon, including any needed immunizations for travel

 

Bride's attendants or the parents of child attendants

  • Individual gifts for the couple or a joint gift from all
  • Their own attire and accessories
  • Their own travel expenses
  • Bachelorette party and bridal shower

 

Groom's attendants or the parents of child attendants

  • Individual gifts for the couple or a joint gift from all
  • Their own wedding attire
  • Their own travel expenses
  • Bachelor party

 

Out of town guests

  • Their own travel costs and accommodations
  • A gift for the couple

 

Modern

Some schools of thought are that, if a couple cannot pay for their own wedding, or even part of it, they should wait until they can. Some see the traditional "father of the bride pays" as outdated, and from a time when children were married at much younger ages, before they were self-sufficient, and when they relied on their parents for financial support. A more modern alternative is for the parents of both the bride and groom to make contributions that fit within their budget. The couple, then, pays for the remainder. Here are some ways a couple can pull that off:

 

  • Start a wedding account, that you'll contribute to each month.
  • If you get an income tax refund, dedicate it to your wedding fund.
  • Apply for a high-limit credit card that offers reward points and a 0% promotional APR (which usually lasts for the first 12 billing cycles, so plan accordingly). This credit line will allow you to make deposits, and do so well in advance, so that your monthly payments are smaller.
  • Don't fret too much. Remember that any cash wedding gifts you receive will help refill your pocketbook!

 

 

References and Resources

http://answers.yahoo.com/question/index?qid=20070508185933AAytpYS

http://www.gardenandhearth.com/weddingonabudget/Wedding-Responsibility.htm

http://www.wedalert.com/content/articles/who_pays_for_what.asp

http://www.weddingsgalore.com/finances.html

http://www.topweddinglinks.com/etiquette.html